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Liability Waiver

A Liability Waiver is an attorney-vetted agreement that releases one party from responsibility for risks, injuries, or damages, customizable for all 50 states with a built-in e-signature for online signing.

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Written by:
Payge Torres Anderson
Key Takeaways - A Liability Waiver is an agreement in which one party (the releasor) agrees not to sue the other party (the releasee) over specific risks, injuries, or damages. - It generally cannot protect a business or individual from gross negligence, intentional misconduct, or illegal acts — only from ordinary negligence and the risks it specifically describes. - Businesses involved in events, recreational activities, rentals, or other risk-related services typically use one, and individuals use them too, often after an accident or a property dispute. - To be enforceable, a Liability Waiver generally needs clear language, a specific description of the activity or incident, and some form of consideration for the releasor. - 360 Legal Forms helps you build an attorney-vetted Liability Waiver for any of the 50 states, and you can download it as a Word or PDF document once you choose a plan.

A Liability Waiver is a legal document in which one party agrees not to hold another party responsible for specific risks, injuries, or damages. Whether you run a business that hosts events, rent out equipment, or simply want to settle a dispute after an accident, this agreement lets you put the terms of that release in writing. 360 Legal Forms helps you build one using a guided questionnaire customized to your situation.

What Is a Liability Waiver?

A Liability Waiver is an agreement, usually between a business and a customer, in which the customer acknowledges the risk of injury or damage and agrees not to sue if such an injury or damage occurs. Signing this document helps both sides avoid a drawn-out dispute and settle the terms upfront. It can cover a single past incident or protect against future risk, depending on how it's written.

Several versions of this agreement exist. Some release a party from a claim tied to one past event, such as property damage from a construction project. Others apply to a future activity instead, which is the version covered in the FAQ section below.

Critical Distinction

A Liability Waiver and a Hold Harmless Agreement are often confused. A Liability Waiver typically protects only the releasee from being sued, while a Hold Harmless Agreement can also require the releasor to cover the releasee's legal costs if a third party sues. Some states use the terms loosely, so check your state's requirements if you're unsure which one fits your situation.

Other Names for Liability Waiver

Depending on your state, a Liability Waiver may also be known as:

  • Conditional and Unconditional Waiver Form
  • Legal Release
  • Release of Liability Agreement
  • Waiver of Liability Agreement

360 Legal Forms helps you generate a Liability Waiver designed for your state with attorney-vetted templates.

Ready to put your terms in writing? Start your Liability Waiver now.

Who Needs a Liability Waiver?

Any business involved in risk-related activities can generally benefit from a Liability Waiver. This used to be common mainly among large companies, but almost any business can use one today to reduce the risk of a civil claim. If a customer's property is damaged or they're injured during your activity or service, this document may help protect your business, although it generally won't cover intentional or grossly negligent acts.

Businesses aren't the only ones who use this agreement. After a car accident, both drivers can choose to settle a dispute outside of court with a Liability Waiver instead of going through a longer claims process. Individuals also use a personal injury release after a minor injury, when they want to resolve the matter directly with the other party.

Some states require a version of this document when selling a vehicle, since you may remain liable for injuries until the title is officially transferred. Without a Liability Waiver, you risk a lawsuit and the costs that come with it. To help protect your business, your property, and your finances, consider creating one before risk becomes a problem.

Protect your business or yourself — create your Liability Waiver today.

Are Liability Waivers Enforceable?

In many cases, yes — but a Liability Waiver only protects against the specific risks it describes, and it generally cannot excuse gross negligence, intentional misconduct, or illegal acts. Courts in most states will still hold a business or individual responsible for harm caused intentionally or through extreme carelessness, regardless of what the agreement says.

Most Liability Waivers are written to cover ordinary negligence — an honest mistake or oversight that a reasonably careful person might make. Gross negligence is different: it generally means an extreme lack of care, such as ignoring a known safety hazard. Courts typically refuse to enforce this type of agreement, sometimes called an exculpatory clause, when it tries to excuse this kind of conduct.

For a Liability Waiver to hold up, the releasor generally needs to understand what they're signing before they agree to it. Courts in many states look unfavorably on waivers that are buried in fine print, presented only after payment, or written in confusing language. Clear, plain-spoken terms make a Liability Waiver more likely to be enforced if it's ever challenged.

State law also plays a large role here. For example, California Civil Code Section 1668 voids any agreement that tries to excuse fraud, willful injury, or a violation of law as a matter of public policy, regardless of how it's worded. Similarly, New York General Obligations Law Section 5-326 generally voids liability waivers at fee-based gyms, pools, and recreational facilities, even when the claim involves ordinary negligence.

Because enforceability standards vary significantly from state to state, check your state's requirements before relying on a Liability Waiver, and consider having an experienced attorney review your final document.

Build a Liability Waiver with clear, straightforward language from the start.

What Does a Liability Waiver Include?

A complete Liability Waiver form generally includes the fields below. Use this table as a quick reference before you start your questionnaire.

Answer a quick questionnaire, and 360 Legal Forms fills in these fields for you.

How to Fill Out a Liability Waiver (Step by Step)

Here's how to complete a Liability Waiver form template from start to finish, whether you're filling one out manually or building one with a questionnaire.

1. Identify the Releasor and Releasee

List the full legal name and contact information for both parties: the releasor giving up the claim and the releasee being protected.

2. Describe the Activity, Service, or Incident

Write a specific, factual description of what the waiver covers, such as a recreational activity, a rental, or a past incident. Avoid vague or overly broad language, since it can weaken enforceability.

3. State the Consideration

Note what the releasor receives in exchange for signing, whether it's a payment, a discount, or permission to take part in an activity. This exchange of value generally helps make the agreement valid.

4. Add an Assumption of Risk Statement

Include a sentence confirming the releasor understands and voluntarily accepts the risks described. This section is often what courts review most closely if a waiver is ever challenged.

5. Set the Effective Date and Governing State

Record when the agreement begins and which state's laws will govern it. This generally determines how the gross negligence carve-out and other enforceability rules apply.

6. Address Minors, If Applicable

If the releasor is a minor, a parent or legal guardian generally needs to sign on their behalf. This requirement may vary by state, so check your state's requirements before finalizing.

7. Consider a Right-to-Attorney Clause

Many Liability Waivers note that both parties have the right to have an attorney review the document before signing. This step isn't always required, but it can support enforceability later.

8. Sign and Notarize If Needed

Both parties typically need to sign the agreement. Notarization is generally optional, though some businesses choose it for an extra layer of protection in case the agreement is challenged later.

Being named in a lawsuit is stressful, and a Liability Waiver can help protect you before that happens. 360 Legal Forms offers an extensive library of attorney-vetted legal forms, including this one. The process is fast and straightforward: answer our questionnaire, then download your finished document as a Word file or PDF from your secure account.

What Information Will I Need to Create My Liability Waiver?

To create your document, please provide:

  • Personal Information: Name of the person promising not to sue.
  • Amount of Money: The consideration given in exchange for signing.
  • Effective Date: The date the agreement goes into effect.
  • Assumption of Risk: A statement that the releasor understands and accepts the risks involved.
  • Right to Attorney: Confirmation that both parties may have an attorney review the agreement for fairness.
  • Parent or Guardian Signature: Generally required if the releasor is a minor; check your state's requirements, since this varies.

Liability Waiver Terms

  • Releasor: The party promising not to make a liability claim against the other party.
  • Releasee: The party being protected from a liability claim.
  • Consideration: Money or something of value given to the releasor in exchange for signing.
  • Event/Incident Description: A detailed account of the activity, service, or incident the Liability Waiver covers.

Liability Waiver Signing Requirements

A Liability Waiver generally needs to be signed by both the releasor and the releasee. In most cases, notarization isn't required, though either party can choose to notarize the signatures for extra protection if the agreement is ever disputed. Review the document carefully before signing, and check your state's requirements if you have questions about your specific situation. Start your Liability Waiver questionnaire now.

What to Do With Your Liability Waiver

Once your Liability Waiver is ready on 360 Legal Forms, you can print as many copies of this printable Liability Waiver form as you need. Keep one for your records, and give one to the other party or anyone else entering into the agreement. You may also want an experienced attorney to review the finished document.

Conclusion

A Liability Waiver helps you settle disputes on your own terms and reduce the risk of a costly lawsuit, whether you're running a business or resolving a personal dispute. It generally protects against ordinary negligence, not against gross negligence or intentional harm, so clear language and an honest description of the risk both matter. Start your free Liability Waiver form with 360 Legal Forms today, then choose the plan that fits when you're ready to download, edit, or sign your finished document.

Bibliography

Disclaimer: 360 Legal Forms is not a law firm and does not provide legal advice. The information provided is for general informational purposes only. Consult a licensed attorney for advice specific to your situation.
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Frequently Asked Questions

A Release of Liability Agreement is another name for a Liability Waiver. One party, the releasor, agrees not to make a liability claim against the other party, the releasee, in exchange for consideration. It's commonly used after an incident or before a risk-related activity.
Generally, no. A Liability Waiver typically protects only the releasee, which means the releasor can still bring a claim against them if the agreement doesn't cover it. If both parties could be liable for the same incident, a mutual release of liability protects each side instead.
A Liability Waiver can apply to a past incident or future risk, while an activity waiver and release specifically covers participation in an event or recreational activity going forward. Gyms, sports leagues, and event organizers often use the activity-specific version before someone takes part. Both generally release the provider from ordinary negligence, but not from gross negligence or intentional harm.
An automobile accident release is a type of Liability Waiver signed by drivers involved in a car accident, generally used when the incident caused property damage rather than personal injury. By signing, the at-fault driver typically agrees to have their insurance cover the damage. Consider having an experienced attorney review the terms before signing, especially if injuries are involved.
In many states, a verbal Liability Waiver is generally harder to enforce than a written one, since there's no signed record of what was agreed to or who agreed to it. Courts typically look for clear evidence that the releasor understood and accepted the terms, which a written and signed agreement provides far more reliably. For this reason, a written Liability Waiver is generally the safer choice whenever risk, injury, or significant value is involved.
In most cases, a signed Liability Waiver stays in effect once both parties have signed it and the consideration has been exchanged, unless the agreement itself includes a revocation clause. Some agreements allow either party to cancel within a set window, while others are final once signed. Check your state's requirements and the specific terms of your agreement to see whether revocation applies to your situation.

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